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Is Online Banking Just A Fad Or Is It Here To Stay?
Since 2002 there
has been a sharp increase of the number of people who use online banking.
The figure that was published in 2002 has since grown by 47%, which
is a drastic increase and demonstrates just how popular online banking
has become in recent years. This figure--put into perspective--shows
that 53 million eligible Americans are now using online banking as their
prime method of transferring money and paying bank bills.
This figure is roughly 44% of American Internet users; and one quarter
of all adults now say that they use online banking to pay bills and
check bank statements. In a typical day, 13 million Americans will sign
on their online banking account and do the necessary transactions. This
is a 58% increase compared to late 2002.
People consider a number of different reasons when they decide to sign
up for online banking. Many customers who sign up for online banking
have a fast broadband connection, which makes the experience better.
Sixty-three percent of people who have broadband at home also said that
they have tried online banking.
This number is compared to 32% of those that have dial-up connections
and have tried online banking. Additionally, 51% of people who have
six or more years Internet experience have said that they have tried
online banking, compared to 27% who have less than six years experience.
Age also plays a part in the amount of people who have tried online
banking: 60% between the ages of 28 and 39 have tried online banking.
However, for people over 60, that number drops dramatically to only
25%.
People do trust online banking and are truly taking well to it. With
step-by-step guides available for many sites, online banking is making
it much easier and more convenient to manage your financial life.
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