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Just because you have poor credit doesn’t mean you can’t refinance your home mortgage loan. According to loan officer, Brendon Daly, refinancing your home or adding a second mortgage can help your credit rebound significantly, and will often increase your credit scores with timely payments.Even with bad credit, as a homeowner, you have several options available to you through the subprime (also known as non-prime) mortgage market including:• Refinancing with a cash back or debt …

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