Do you ever feel like you know just enough about credit repair to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from credit repair experts.Ever wonder how to figure out you debt to income ratio? Lenders use your debt to income ratio to help them evaluate your creditworthiness and debt load. Mortgage lenders use your debt to income ratio to calculate what percentage of your income is available for your monthly mortgage payment after all of your other monthly fixed expenses are paid. To calculate your total debt to income ratio take your total monthly fixed expenses and divide it by your gross monthly income. …If you’ve picked some pointers about credit repair that you can put into action, then by all means, do so. You won’t really be able to gain any benefits from your new knowledge if you don’t use it.

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