This article explains a few things about credit repair, and if you’re interested, then this is worth reading, because you can never tell what you don’t know.In a 2004 amendment to The Fair Credit Reporting Act (FCRA), a new system providing free credit reports was initiated. The amendment requires each of the three national Credit Reporting Agencies (CRAs), Equifax, TransUnion, and Experian, to provide free copies of an individual’s credit report once every 12 months. The free reports require a request to be submitted to a centralized office, in accordance with procedures defined by the Federal Trade Commission (FTC). The FTC is charged wit…There’s a lot to understand about credit repair. We were able to provide you with some of the facts above, but there is still plenty more to write about in subsequent articles.

More: continued here