The following paragraphs summarize the work of credit repair experts who are completely familiar with all the aspects of credit repair. Heed their advice to avoid any credit repair surprises.

Under the old bankruptcy laws, most debtors chose between a liquidation proceeding under Chapter 7 of the Bankruptcy Code and a wage-earner repayment plan under Chapter 13. Under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), new bankruptcy law, a two-part means (income) test now determines if your are eligible for Chapter 7 or must file under Chapter 13 for relief. And, because the new law imposes stricter requirements on lawyers, it’s harder to find an attorney t…

Is there really any information about credit repair that is nonessential? We all see things from different angles, so something relatively insignificant to one may be crucial to another.

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