The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.Your personal credit score is important because a bad credit report will have an adverse effect on many areas of your life. It is not only loans that are affected, but also insurances and even employment. There are a number of steps you can take to improve your credit score but, before considering any of these positive actions, here are seven mistakes that you must avoid at all costs:1. Using a business EIN number instead of your Social Security number when you apply for credit. This i…Now you can be a confident expert on credit repair. OK, maybe not an expert. But you should have something to bring to the table next time you join a discussion on credit repair.

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