Do you ever feel like you know just enough about credit repair to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from credit repair experts.I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 for the closing costs. Their situation was pretty bad, I?m talking about a bankruptcy 2 years ago, thousands of dollars in outstanding collections, charge-offs and debt to income ratio of 49%. By the way, we left all of their outstanding charge-offs and collections open which means they didn?t hav…Now might be a good time to write down the main points covered above. The act of putting it down on paper will help you remember what’s important about credit repair.

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